What to Do When Someone Passes Away in Canada: A Step-by-Step Guide 

第二階段：需通知的政府單位與行政程序

1.  通知政府單位

• Service Canada（加拿大服務局）：停止發放退休金（CPP）、老年金（OAS）及保證收入補助（GIS）同時申請喪葬津貼CPP Death Benefit 與遺族福利 CPP Survivor's Pension

• Provincial Health Insurance（省醫療保險）： 註銷健保卡

• Ministry of Transportation :  ICBC （駕照與車輛註銷）：

2.  統計資產並，聯繫會計師討

• 論遺產相關議題

• 準備Final Tax Return

•  清稅證明Clearance Certificate

3.  通知  Canada Revenue Agency, CRA（加拿大稅務局）：

• 提交死亡證明

• 指定遺產執行人

4.  通知銀行及私人機構凍結資產

• 銀行與金融機構

• 保險公司

• 水電煤氣及電信公司

5.  申請法院遺囑認證指定 執行人或管理人，並且分配遺產

Phase 2: Government Notifications and Administrative Procedures

1. Notify Government Agencies

• Service Canada: Stop pension payments, including the Canada Pension Plan (CPP), Old Age Security (OAS), and Guaranteed Income Supplement (GIS). Simultaneously apply for the CPP Death Benefit and CPP Survivor’s Pension.

• Provincial Health Insurance: Cancel the provincial health card.

• Ministry of Transportation / ICBC: Cancel the driver’s license and register/cancel vehicle records.

2. Asset Inventory and Accounting Consultation

• Compile an inventory of assets and consult with a CPA regarding estate-related matters.

• Prepare the Final Tax Return.

• Apply for a Clearance Certificate.

3. Notify the Canada Revenue Agency (CRA)

• Submit the official Proof of Death / Death Certificate.

• Register and designate the Legal Representative / Estate Executor.

4. Notify Banks and Private Institutions to Freeze Assets

• Banks and Financial Institutions

• Insurance Companies

• Utility and Telecommunication Companies (Electricity, Gas, Water, Internet/Phone)

5. Apply for Court Probate

• Apply for Probate / Grant of Administration to officially appoint the Executor or Administrator and distribute the estate.